Commercial Auto Liability
Commercial auto liability insurance protects businesses from significant financial loss. It is required by law and combines Bodily Injury and Property Damage coverage to compensate the other party if the insured is found at fault. Coverage includes payments for medical expenses, pain and suffering, vehicle repairs, and associated legal defense costs.
Personal Injury Protection
Personal Injury Protection (PIP) coverage provides financial aid for medical expenses and other related costs for the driver and passengers of a commercial vehicle, regardless of who is at fault in an accident. It ensures the insured party receives the immediate support they need. It typically covers hospital bills, rehabilitation, and lost wages.
Physical Damage
Physical Damage coverage is available through a program facilitated by Reliable Transportation Association and protects the insured vehicle itself, covering repair or replacement costs resulting from collisions, theft, vandalism, or certain natural disasters. This coverage typically includes both Collision and Comprehensive protection.
Motor Truck Cargo
Motor Truck Cargo coverage protects goods and materials transported by a covered commercial vehicle, including cargo hauled for others in for-hire operations. It helps cover losses resulting from damage or theft of cargo during transit and is available through a program facilitated by the Reliable Transportation Association.
General Liability Insurance
General liability (GL) insurance protects against lawsuits and other claims connected to your operations. Also called business liability insurance, it covers a wide range of risks that small business owners face
Workers’ Compensation
Workers’ Compensation coverage provides benefits to employees who suffer a work-related injury or illness. It helps cover medical expenses, rehabilitation costs, and a portion of lost wages while the employee is unable to work. It may also provide benefits for permanent disability or work-related death, subject to the policy terms and applicable state laws.